This is the provider of the insurance product and correlates with the Financial Services Provider (FSP) as registered with the Australian Financial Complaints Authority. You can look up your insurer's provider in the AFCA comparative tables to see how common it is for consumers to bring a dispute to AFCA about them.PetSure (Australia) Pty Ltd Policy type View more details.
Insurer won't cover animals younger than this.
8 weeks Maximum age for new cover View more details.The insurer won't sell a new policy for animals older than this.
8 years Maximum benefit per year View more details.The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
$12000 Benefit paid per claim View more details.Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
80% vet bill coveredThe cost to make a claim. Typically choosing a higher excess will reduce your premium.
Choose excess from $0, $100 or $200 Covered eventsVet costs to treat accidental injuries.
Limited cover
No waiting period
Covers these specified injuries only:
motor vehicle incident
burn or electrocution
reaction to bite from an insect or arachnid
near drowning incident
bone fracture
snake bite toxicity
traumatic ligament or tendon injury
bite wound or fight wound abscesses
lacerations or abrasion of tissue, skin or mucous membrane due to external trauma
cruciate ligament condition Illness View more details.
Vet costs to treat illnesses.
Comprehensive coverCover for vet consultation costs.
Up to $300 Emergency treatment View more details.Cover for out-of-hours consults, when recommended by a vet.
Yes Pre-existing conditions View more details.Pet insurance doesn't cover pre-existing conditions by default, but you can sometimes get cover by serving a waiting period and making an application to the insurer.
Can be covered if condition is temporary, fully cured and pet is symptom-free for 18 months Additional benefits Routine care View more details.Additional non-insurance cover for preventative care items like health checks, vaccinations and microchipping.
• Optional
• Up to $200 per year
• Up to $80 for desexing, micro-chipping, heartworm control/prevention, flea/tick/worm control, blood and urine tests, vaccinations and health checks, training, teeth cleaning, dew claw removal, prescription diets or cremation/burial Alternative therapies View more details.
Cover for specialised treatments such as physiotherapy, hydrotherapy or chiropractic manipulation.
No Lost animal View more details.Benefit if your pet is lost, stolen or runs away.
No Necessary euthanasia View more details.The cost of putting your pet down, where necessary.
Yes Legal liability View more details.Cover when you are responsible for injury, damage or death caused by your pet
ConditionsVet costs to treat cancer.
• CoveredVet costs to treat behavioural conditions.
• Not covered
• Some cover available under routine care option Brachycephalic Airway Obstruction Syndrome View more details.
Vet costs to treat BOAS and related conditions.
• CoveredVet costs to treat allergic reactions.
• Covered
• Covers allergic reaction to ant, bee, fly, mosquito, scorpion, spider and wasp Cruciate ligament conditions View more details.
Vet costs to treat conditions affecting the cruciate ligaments.
Covered as a specified injury
6 month waiting period
Up to $3200 for treatment in ACT, NT and WA
Up to $2600 for treatment in NSW, Qld, SA, Tas and Vic Dental and oral health conditions View more details.
Vet cost to treat conditions affecting the teeth, gums and mouth.
• Not covered
• Does cover oral tumours
• Some cover available under routine care option Ear conditions View more details.
Vet costs to treat conditions affecting the ears.
• CoveredVet costs to treat conditions affecting the eye.
• CoveredVet costs to treat your pet after it swallows something it shouldn't.
• CoveredVet costs to treat heart disease.
• CoveredVet costs to treat IVDD, a spinal condition that affects cats and dogs.
• CoveredVet costs to treat inherited conditions, particularly those specific to the pet's breed.
• CoveredVet costs to treat joint conditions, such as arthritis and dysplasia.
• CoveredVet costs to treat orthopaedic conditions, including bone fracture.
• Covered
• Specifically covered injuries include bone fracture
• Standard waiting periods Patella luxation View more details.
Vet costs to treat patella luxation, a dislocation of the kneecap.
• CoveredVet costs to treat pregnant animals, including complications caused by breeding or pregnancy.
No Illness caused by parasites View more details.Vet costs to treat internal or external parasite infection. Many insurers cover tick paralysis, but may exclude other conditions caused by ticks.
• Covered
• Cover includes tick paralysis
• No cover for conditions caused by external parasites, ticks, fleas, skin mites or ear mites
• Up to $1000 for tick paralysis
• Standard waiting periods
• Some cover available under routine care option Skin conditions View more details.
Vet costs to treat skin conditions.
CoveredVet costs to treat conditions that have a commonly available vaccine.
• Covered
• Vaccine benefit available under routine care option Snakebite View more details.
Vet costs to treat snakebite toxicity.
• Covered as a specified injuryStay informed. Get the latest product reviews, money-saving tips and more.
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